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Buying your first home can be one of the most Exciting and stressful moments of your life. But with the right information, you can shop for a house, apply for a HomeLoan, and close the deal with confidence
Buying your first home and Saving cash for a down payment and Stamp Duty, always cause delay to purchase a home. In addition, to maintain sure your CIBIL score is in order, you’ll also want to consider the amount you’ll need to make buying your first home a reality. Of course, there’s your down payment — typically between 10 and 30 percent of the purchase price.
As you save money for your down payment, avoid the temptation to invest in the volatile stock market with money you hope to use in the next year or two. While you might be tempted to try to earn a greater return on your money than an online saving account paying one percent, the greatest risk is not having your money available when you’re ready to buy a house.
As you save, don’t underestimate how much money you’ll need — you might be surprised at how much cash you’ll need for Down payment but Program of HomeCapital can help you as they are Providing down payment Assistance an interest-free credit program directed at home buyers. This unique program is an opportunity to buy your home today without having to wait for years to accumulate savings. The program gives you the ability to buy your home today with your future savings. The program provides for interest-free down payment assistance matching your contribution to support your home buying.